Is Pet Insurance Really Worth It?

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Pet insurance can save you money, but more importantly, nothing is worse than not being able to give your pet the care they need when they need it. More and more caring pet owners are taking their responsibility more seriously and becoming more prepared for the unexpected by purchasing pet insurance. After all, we have our own health insurance, it only makes sense for pet owners to carry it for their furry loved ones as well.

Pet insurance isn’t just for covering illness or injury. Certain types of coverage will help pay for medications, dental care, behavioral issues, liability for damage caused by your pet, holistic treatments and even death. There are many options, and the cost of coverage can vary based on your pet’s species, breed and age. Take your time and shop around for the best type of insurance for you and your pet.

When choosing pet insurance, some of the things to consider are:

What do you currently spend per year on caring for your pet’s health?
What are the potential costs of caring for serious illness or injuries?
Does the policy cover accidents only or is it more comprehensive?
Does the coverage have exclusions for pre-existing conditions?
Is there an annual or lifetime policy limit?
What is the deductible?

There is plenty to consider.

With the right pet insurance policy, you can save money, be prepared for even the most expensive situations, and the weight it takes off your shoulders alone can make it worthwhile.